Terms of Use
Last updated: 15 April 2026
These Terms of Use govern your access to and use of the micro-venture website. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
About Our Services
micro-venture provides financial education and guidance services. We help individuals understand and manage their personal finances through consultations, workshops, and educational resources.
It is important to understand that our services constitute financial education, not regulated financial advice. We do not provide investment advice, tax advice, or recommendations on specific financial products. For such advice, you should consult appropriately qualified and regulated professionals.
Use of Website
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Attempt to gain unauthorised access to any part of the website or its systems
- Interfere with or disrupt the website's operation or servers
- Transmit any malicious code, viruses, or harmful data
- Collect or harvest information about other users
- Use automated systems to access the website without permission
- Reproduce, duplicate, or copy substantial portions of website content
Intellectual Property
All content on this website, including text, graphics, logos, and software, is the property of micro-venture or our content suppliers and is protected by intellectual property laws.
You may view, download, and print pages from the website for your personal, non-commercial use, provided you do not modify the content and retain all copyright notices.
No license or right is granted to use any trademark, logo, or branding displayed on this website without our prior written consent.
Disclaimer of Warranties
The website and its content are provided "as is" without warranties of any kind, whether express or implied. We do not warrant that:
- The website will be available uninterrupted or error-free
- Defects will be corrected
- The website is free of viruses or harmful components
- The information on the website is complete, accurate, or up-to-date
Educational Content Disclaimer
The educational content and information provided on our website and through our services is for general informational purposes only. It should not be construed as:
- Regulated financial advice under the Financial Services and Markets Act 2000
- Tax advice or guidance on tax liabilities
- Legal advice regarding financial matters
- Recommendations to buy, sell, or hold any financial products
Financial decisions should be made based on your individual circumstances, preferably with guidance from qualified, regulated professionals where appropriate.
Limitation of Liability
To the fullest extent permitted by law, micro-venture shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use of or inability to use the website
- Any errors or omissions in website content
- Unauthorised access to or use of our servers
- Any third-party content or conduct on the website
Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.
Service Agreements
Use of our paid services is governed by separate service agreements provided when you engage our services. Those agreements take precedence over these Terms of Use in relation to the specific services covered.
External Links
Our website may contain links to third-party websites. These links are provided for convenience and do not signify endorsement. We have no control over the content of external sites and accept no responsibility for them or any loss or damage arising from their use.
Privacy
Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information.
Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes become effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the revised terms.
We encourage you to review these terms periodically. The "Last updated" date at the top indicates when the terms were last modified.
Termination
We may terminate or suspend your access to the website immediately, without prior notice, for any reason, including breach of these Terms of Use. Upon termination, your right to use the website ceases immediately.
Severability
If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and micro-venture regarding use of the website and supersede any prior agreements.
Governing Law
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from or relating to these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Contact Information
For questions about these Terms of Use, please contact us:
Email: [email protected]
Address: Suite 4, Riverside House, 27 Cathedral Road, Cardiff CF11 9HA